Insights
Plain-language updates and guides, written for the Defence community.
The Monthly Brief
Our plain-language monthly newsletter for the Defence community – covering markets and the economy, super and tax changes, DVA and CSC updates, and practical tips for life after service. Each edition is sent exclusively to our mailing list – subscribe to receive it.
Guides for veterans and their families
Your Permanent Impairment offer explained
What your PI offer means, how the weekly and lump sum options compare, and the six-month deadline to be aware of.
Read the guideSpecial Rate Disability Pension (SRDP) explained
How SRDP works, how it compares with Incapacity Payments, and the 12-month window to make your choice.
Read the guideMilitary superannuation at a glance
How DFRDB, MSBS and ADF Super work, the choices you face when you leave, and the deadlines to watch.
Read the guideLeaving the ADF: a financial checklist
A practical checklist covering super, insurance, DVA claims, final pay and the support available when you transition.
Read the guideSuperannuation explained: contributions, caps and SMSFs
How super contributions, caps and access rules work in 2026–27, and what running your own SMSF really involves.
Read the guidePlanning your retirement: income, the Age Pension and DVA payments
Retirement income explained – super pensions, the Age Pension, DVA Service Pension and military super, with current 2026 figures.
Read the guideInvesting a lump sum: a guide for veterans and their families
What to think about before investing a lump sum – from goals and risk to super, tax, structures and scams.
Read the guidePersonal insurance explained: life, TPD, trauma and income protection
How life, TPD, trauma and income protection cover work, inside and outside super, and what changes when you leave the ADF.
Read the guideEstate planning for veterans: your will, super and military pensions
How wills, super nominations, military scheme pensions and DVA benefits work together when planning for your family.
Read the guideDHOAS explained: Defence Home Ownership Assistance
How the DHOAS subsidy works, how much you could receive, and the one-shot rules that apply once you leave the ADF.
Read the guidePassing on wealth: helping the next generation
Gifting, first-home help, family loans and inheritance planning, and how to support family without shortchanging yourself.
Read the guideFinancial planning for veteran business owners
Business structures, paying yourself, super, insurance, selling up and DVA considerations for veterans who run their own business.
Read the guideSalary packaging and novated leasing explained
How salary packaging, salary sacrifice to super and novated leases work for ADF members, veterans and their families.
Read the guideLet’s talk about your next chapter
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