Empowering Veterans to confidently secure their financial future

Bespoke Financial Advice and Services for Veterans provided by Veterans
VETERAN CAPITAL

Financial outcomes for Veterans.

Empowering Veterans and their families achieve optimal financial outcomes.

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Empowering Veterans to confidently secure their financial future

Bespoke Financial Advice and Services for Veterans provided by Veterans

MSBS Superannuation Frankston

Understanding your MSBS Superannuation Frankston is essential for planning a secure and confident financial future, especially if you served in the ADF before 2016. At Veteran Capital, we help veterans across Frankston and the Mornington Peninsula gain clarity around how the MSBS works, what your entitlements mean, and how to align your benefits with long-term life and retirement goals. Our specialist military superannuation knowledge ensures you receive clear, personalised advice tailored to your unique service history and financial needs.

Why Choose Us for MSBS Superannuation Frankston

Managing MSBS benefits requires a deep understanding of both the scheme itself and the challenges faced by transitioning and retired defence members. At Veteran Capital, we combine financial expertise, real-world military insight and a client-first approach to help you make informed choices around your MSBS Superannuation Frankston. You get reliable guidance designed to maximise your benefits while supporting your long-term financial wellbeing, retirement needs and lifestyle plans.

Our MSBS Superannuation Frankston Services

We offer structured, military-focused financial guidance to help you navigate your super confidently. Our services include:

  • Detailed breakdown of MSBS components, including employer contributions and member benefits 
  • Review of preserved and non-preserved amounts 
  • Retirement planning tailored to the MSBS scheme 
  • Support transitioning your MSBS into retirement income streams 
  • Personalised financial plans built around your goals, entitlements and life stage 

Our aim is to simplify complex superannuation information and empower you with a clear, confident strategy.

MSBS Superannuation Frankston – How It Works

Our process is designed to provide clarity from day one:

  1. Initial Conversation – We discuss your military service, financial goals and current position. 
  2. Superannuation Review – We analyse your MSBS benefits, projected outcomes and retirement implications. 
  3. Strategy Development – You receive a tailored plan that aligns your MSBS with your broader financial objectives. 
  4. Implementation – We assist you in taking practical steps to put your strategy in place. 
  5. Ongoing Support – As life and entitlements change, we update your plan to keep your financial future on track. 

Benefits of Working with Us

Veterans choose Veteran Capital for our specialised knowledge, personalised advice and genuine commitment to long-term financial stability. You benefit from structured planning, easy-to-understand explanations and support designed to maximise your MSBS outcomes. Our focus is always on delivering clarity, confidence and a secure financial path forward.

FAQs About MSBS Superannuation Frankston

  1. What is MSBS superannuation?
    It’s the Military Superannuation and Benefits Scheme for eligible ADF members who joined between 1991 and 2016.
  2. Can you help me understand my MSBS projections?
    Yes, we provide detailed breakdowns of future benefits and entitlements.
  3. Is MSBS a defined benefit scheme?
    MSBS is a hybrid scheme with both accumulation and defined benefit components.
  4. Can MSBS funds be consolidated?
    Generally, MSBS cannot be rolled over, but we guide you on available options.
  5. Do you assist with retirement planning for MSBS members?
    Absolutely—retirement planning is one of our core specialisations.
  6. Does MSBS interact with my pension or compensation?
    Yes, and we help you understand how these elements work together.
  7. Do you support clients beyond Frankston?
    Yes, we work with veterans throughout Australia via phone or online.

Get Started with MSBS Superannuation Frankston Today

If you’re ready to feel confident and in control of your MSBS Superannuation Frankston, our team is here to help.
📞 Call 0460 003 557 to speak with a specialist at Veteran Capital and start building your long-term financial security today.

About Us

Let us empower you and your family to confidently make impactful financial decisions

Veteran Capital is a Veteran Owned and Operated business was established to help Veterans and their families achieve financial security through education, awareness, and tailored advice.

We work with you and your family to help you understand and navigate the complexities of the various unique benefits and entitlements made available to our community.

We specialise in all aspects of Military Benefits and Entitlements ranging from Military Superannuation Schemes (ADF Super, MSBS and DFRDB), Department of Veterans Affairs (PI, SRDP and DHOAS), ADF Conditions of Service (HPAS, HPSEA, Salary Packaging) and Holistic Financial Advice (Investments, Superannuation, Retirement Planning, Insurances and Estate Planning).

We have firsthand experience navigating the unique and complex financial ecosystem that Veterans and their families are confronted with during and after their service.

You can trust the team at Veteran Capital to have your six at every step of your financial journey.
About Us

Let us empower you and your family to confidently make impactful financial decisions

Veteran Capital is a Veteran Owned and Operated business was established to help Veterans and their families achieve financial security through education, awareness, and tailored advice.

We work with you and your family to help you understand and navigate the complexities of the various unique benefits and entitlements made available to our community.

We specialise in all aspects of Military Benefits and Entitlements ranging from Military Superannuation Schemes (ADF Super, MSBS and DFRDB), Department of Veterans Affairs (PI, SRDP and DHOAS), ADF Conditions of Service (HPAS, HPSEA, Salary Packaging) and Holistic Financial Advice (Investments, Superannuation, Retirement Planning, Insurances and Estate Planning).

We have firsthand experience navigating the unique and complex financial ecosystem that Veterans and their families are confronted with during and after their service.

You can trust the team at Veteran Capital to have your six at every step of your financial journey.
Our Services

Supporting Veterans and their families with expert, tailored financial advice.

At Veteran Capital, our services are designed to simplify the complex financial world for Veterans and their families. From military superannuation schemes to DVA benefits, we provide tailored guidance every step of the way. Our goal is to ensure clarity, confidence, and long-term financial security. Explore our specialised services below to see how we can support your journey.
  • TRANSITION ADVICE
  • DVA PERMANENT IMPAIRMENT
  • DVA SPECIAL RATE DISABILITY PENSION
  • HOLISTIC FINANCIAL ADVICE
VETERANS TRUST

Why Choose Us?

Advice built on trust, experience, and understanding.
Veteran-Owned & Operated
We understand your journey because we’ve lived it ourselves.
Specialised in Military Super
Expertise across DFRDB, MSBS, and ADF Super schemes.
DVA Benefits Knowledge
Clear guidance through complex entitlements and claims.
Holistic Financial Advice
Tailored strategies that cover every aspect of your financial life.
Trusted by Veterans & Families
A proven track record of delivering real results.
Commitment to Your Future
Dedicated to securing financial stability and peace of mind.
Veteran-Owned & Operated
We understand your journey because we’ve lived it ourselves.
Specialised in Military Super
Expertise across DFRDB, MSBS, and ADF Super schemes.
DVA Benefits Knowledge
Clear guidance through complex entitlements and claims.
Holistic Financial Advice
Tailored strategies that cover every aspect of your financial life.
Trusted by Veterans & Families
A proven track record of delivering real results.
Commitment to Your Future
Dedicated to securing financial stability and peace of mind.

Take Control of Your Financial Future

Speak with our team of experienced advisors who understand the unique needs of Veterans and their families. Together, we’ll build a plan to secure your financial confidence and peace of mind.
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Questions

Frequently Asked Questions

1
What is the difference between DFRDB, MSBS, and ADF Super?
What is the difference between DFRDB, MSBS, and ADF Super? DFRDB is a defined benefit scheme closed to new entrants since 1991, MSBS is a hybrid scheme (part defined benefit, part accumulation) closed since 2016, and ADF Super is a fully accumulation-based fund for those who joined after 1 July 2016.
2
How do I know which military super scheme I belong to?
It depends on when you joined the ADF (or changed from reservist status) and whether you've had breaks in service. Defence’s Superannuation & Pay & Conditions department can help you determine your scheme.
3
What entitlements am I eligible for under the Department of Veterans’ Affairs (DVA)?
Entitlements may include service pensions, disability or incapacity payments, medical care and allied health cover, rehabilitation programs, and special payments depending on your service history and specific circumstances. Veteran Capital can guide you through what you may be eligible for. (Internal reference)
4
Can I combine or transfer benefits from one scheme to another?
Some sections (like accumulation components) of certain schemes may be portable or transferable; however, defined benefit components usually are not transferable. Each situation is different, so we review your service history to see what’s possible.
5
How does leaving the ADF affect my financial and superannuation position?
Transitioning out of the ADF often triggers key decisions: what to do with your existing super scheme, whether to commute any pension, how to maximise benefits, how DVA entitlements kick in, and how your financial plan needs to adapt for civilian income. We provide support to plan this well in advance.
6
What fees or costs are involved when working with Veteran Capital for advice on my super or entitlements?
We aim to be transparent: any fees for advice are disclosed up-front. Depending on what services you need (super review, entitlement claims, investment advice etc.), there may be different structures (flat fee, percentage of assets, or hourly rate). We’ll provide you a clear quote before any work begins. (Internal reference).
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