Empowering Veterans to confidently secure their financial future

Bespoke Financial Advice and Services for Veterans provided by Veterans
Enquire Now
VETERAN CAPITAL

Financial outcomes for Veterans.

Empowering Veterans and their families achieve optimal financial outcomes.
Enquire Now

Error: Contact form not found.

Empowering Veterans to confidently secure their financial future

Bespoke Financial Advice and Services for Veterans provided by Veterans
Enquire Now

msbs super

Understanding your msbs super and how it fits into your long-term financial wellbeing can feel confusing—especially when you’re transitioning, planning ahead or reassessing your future direction.

At Veteran Capital, we help Australians gain clarity, structure and confidence around their financial decisions through personalised coaching. Our mission is simple: to support you in building stability, purpose and a clear path forward, without stress or overwhelm.

Why Choose Us for MSBS Super Coaching

When navigating msbs super, you deserve guidance that’s practical, supportive and easy to understand. At Veteran Capital, we don’t provide financial or investment advice. Instead, we offer coaching that helps you develop financial awareness, strengthen your planning skills and make empowered choices about your future. Our approach is grounded in real Australian experiences, making it easier for you to stay informed, confident and in control of your life direction.

Our MSBS Super Coaching Services

Our services are designed to help you gain clarity and build long-term confidence, including:

  • Financial Clarity Coaching: Understand how your MSBS super fits into your overall financial picture. 
  • Goal-Setting Sessions: Build a structured plan that aligns with your lifestyle and long-term vision. 
  • Money & Mindset Coaching: Improve your budgeting, habits and decision-making. 
  • Transition Coaching: Guidance for serving and former Defence members navigating new stages of life.
     We focus on simplicity, practical action and meaningful progress. 

MSBS Super — How Our Coaching Works

  1. Initial Discussion: We talk through your goals and questions so we understand your situation. 
  2. Personalised Strategy: You receive a clear, step-by-step coaching plan tailored to your needs. 
  3. Coaching Sessions: We meet regularly to build structure, clarity and confidence around your decisions. 
  4. Ongoing Review: Your plan evolves as your life and goals evolve. 

Benefits of Working with Us

Clients across Australia appreciate our supportive, down-to-earth approach. They report increased confidence, clearer planning, reduced financial stress and a stronger sense of direction. We focus on empowering you—not confusing you—and helping you take meaningful steps toward long-term stability.

FAQs About MSBS Super

  1. Do you provide financial advice?
    Yes, we offer clarity, coaching and licensed financial advice.
  2. Can you help me understand how MSBS super affects my goals?
     Yes, we help you see the bigger picture and plan confidently.
  3. Is this service only for Defence members?
     Yes, you must be a current or ex serving veteran, or have a serving family member to be eligible for our services.
  4. Can you help me organise my documents?
     We guide you on how to structure your information clearly.
  5. How long does the coaching program run?
     Each plan is customised; many clients choose ongoing support.
  6. Are sessions confidential?
     Absolutely—your privacy is completely protected.

Get Started with MSBS Super Coaching Today

If you’re ready to gain clarity and direction around your msbs super, Veteran Capital is here to guide you every step of the way.
 Call us today on 0460 003 557 to begin your personalised coaching journey.

About Us

Let us empower you and your family to confidently make impactful financial decisions

Veteran Capital is a Veteran Owned and Operated business was established to help Veterans and their families achieve financial security through education, awareness, and tailored advice.

We work with you and your family to help you understand and navigate the complexities of the various unique benefits and entitlements made available to our community.

We specialise in all aspects of Military Benefits and Entitlements ranging from Military Superannuation Schemes (ADF Super, MSBS and DFRDB), Department of Veterans Affairs (PI, SRDP and DHOAS), ADF Conditions of Service (HPAS, HPSEA, Salary Packaging) and Holistic Financial Advice (Investments, Superannuation, Retirement Planning, Insurances and Estate Planning).

We have firsthand experience navigating the unique and complex financial ecosystem that Veterans and their families are confronted with during and after their service.

You can trust the team at Veteran Capital to have your six at every step of your financial journey.
About Us

Let us empower you and your family to confidently make impactful financial decisions

Veteran Capital is a Veteran Owned and Operated business was established to help Veterans and their families achieve financial security through education, awareness, and tailored advice.

We work with you and your family to help you understand and navigate the complexities of the various unique benefits and entitlements made available to our community.

We specialise in all aspects of Military Benefits and Entitlements ranging from Military Superannuation Schemes (ADF Super, MSBS and DFRDB), Department of Veterans Affairs (PI, SRDP and DHOAS), ADF Conditions of Service (HPAS, HPSEA, Salary Packaging) and Holistic Financial Advice (Investments, Superannuation, Retirement Planning, Insurances and Estate Planning).

We have firsthand experience navigating the unique and complex financial ecosystem that Veterans and their families are confronted with during and after their service.

You can trust the team at Veteran Capital to have your six at every step of your financial journey.
Read More
Book Your Appointment
Call Us
Our Services

Supporting Veterans and their families with expert, tailored financial advice.

At Veteran Capital, our services are designed to simplify the complex financial world for Veterans and their families. From military superannuation schemes to DVA benefits, we provide tailored guidance every step of the way. Our goal is to ensure clarity, confidence, and long-term financial security. Explore our specialised services below to see how we can support your journey.
View More
  • TRANSITION ADVICE
  • DVA PERMANENT IMPAIRMENT
  • DVA SPECIAL RATE DISABILITY PENSION
  • HOLISTIC FINANCIAL ADVICE
Enquire Now
Enquire Now
VETERANS TRUST

Why Choose Us?

Advice built on trust, experience, and understanding.
Veteran-Owned & Operated
We understand your journey because we’ve lived it ourselves.
Specialised in Military Super
Expertise across DFRDB, MSBS, and ADF Super schemes.
DVA Benefits Knowledge
Clear guidance through complex entitlements and claims.
Holistic Financial Advice
Tailored strategies that cover every aspect of your financial life.
Trusted by Veterans & Families
A proven track record of delivering real results.
Commitment to Your Future
Dedicated to securing financial stability and peace of mind.
Veteran-Owned & Operated
We understand your journey because we’ve lived it ourselves.
Specialised in Military Super
Expertise across DFRDB, MSBS, and ADF Super schemes.
DVA Benefits Knowledge
Clear guidance through complex entitlements and claims.
Holistic Financial Advice
Tailored strategies that cover every aspect of your financial life.
Trusted by Veterans & Families
A proven track record of delivering real results.
Commitment to Your Future
Dedicated to securing financial stability and peace of mind.
Veteran-Owned & Operated
We understand your journey because we’ve lived it ourselves.
Specialised in Military Super
Expertise across DFRDB, MSBS, and ADF Super schemes.
DVA Benefits Knowledge
Clear guidance through complex entitlements and claims.
Holistic Financial Advice
Tailored strategies that cover every aspect of your financial life.
Trusted by Veterans & Families
A proven track record of delivering real results.
Commitment to Your Future
Dedicated to securing financial stability and peace of mind.

Take Control of Your Financial Future

Speak with our team of experienced advisors who understand the unique needs of Veterans and their families. Together, we’ll build a plan to secure your financial confidence and peace of mind.
Call Us Now
Call Any Time
0460 003 557
Questions

Frequently Asked Questions

1
What is the difference between DFRDB, MSBS, and ADF Super?
What is the difference between DFRDB, MSBS, and ADF Super? DFRDB is a defined benefit scheme closed to new entrants since 1991, MSBS is a hybrid scheme (part defined benefit, part accumulation) closed since 2016, and ADF Super is a fully accumulation-based fund for those who joined after 1 July 2016.
2
How do I know which military super scheme I belong to?
It depends on when you joined the ADF (or changed from reservist status) and whether you've had breaks in service. Defence’s Superannuation & Pay & Conditions department can help you determine your scheme.
3
What entitlements am I eligible for under the Department of Veterans’ Affairs (DVA)?
Entitlements may include service pensions, disability or incapacity payments, medical care and allied health cover, rehabilitation programs, and special payments depending on your service history and specific circumstances. Veteran Capital can guide you through what you may be eligible for. (Internal reference)
4
Can I combine or transfer benefits from one scheme to another?
Some sections (like accumulation components) of certain schemes may be portable or transferable; however, defined benefit components usually are not transferable. Each situation is different, so we review your service history to see what’s possible.
5
How does leaving the ADF affect my financial and superannuation position?
Transitioning out of the ADF often triggers key decisions: what to do with your existing super scheme, whether to commute any pension, how to maximise benefits, how DVA entitlements kick in, and how your financial plan needs to adapt for civilian income. We provide support to plan this well in advance.
6
What fees or costs are involved when working with Veteran Capital for advice on my super or entitlements?
We aim to be transparent: any fees for advice are disclosed up-front. Depending on what services you need (super review, entitlement claims, investment advice etc.), there may be different structures (flat fee, percentage of assets, or hourly rate). We’ll provide you a clear quote before any work begins. (Internal reference).
Call Any Time
0460 003 557
OUR BLOGS

News And Updates

Reviews

Happy Customer Thoughts

Truly understands Veterans
Finally, an advisor who genuinely understands the unique financial challenges Veterans face. The team at Veteran Capital made navigating my superannuation and DVA entitlements so much easier. I feel more confident about my financial future now.
- Mark T., Former ADF Member
Supportive and professional
From our very first meeting, Veteran Capital took the time to really listen and explain everything clearly. They went above and beyond to help my family understand our benefits and create a plan that actually works for us.
- Sarah L., Defence Spouse
Peace of mind for the future
Transitioning out of the ADF was daunting, but Veteran Capital guided me every step of the way. Their knowledge of MSBS and DVA benefits was outstanding, and I now have peace of mind knowing my finances are in safe hands.
- David P., Army Veteran
REACH US

Enquire Now

Want to get in touch? we'd love to hear from you.here's how you can reach us