Empowering Veterans to confidently secure their financial future

Bespoke Financial Advice and Services for Veterans provided by Veterans
VETERAN CAPITAL

Financial outcomes for Veterans.

Empowering Veterans and their families achieve optimal financial outcomes.

Error: Contact form not found.

Empowering Veterans to confidently secure their financial future

Bespoke Financial Advice and Services for Veterans provided by Veterans

Australian Defence Force Super Frankston

Understanding your Australian Defence Force Super (ADF Super) is essential for long-term financial security as a serving member or veteran in Frankston. The ADF Super scheme covers all members who joined the ADF after 1 July 2016. Whether you are newly enlisted, mid-career, or planning your transition out of the Defence Force, knowing how your superannuation works empowers you to make informed, future-focused financial decisions. At Veteran Capital, we provide clear, practical guidance tailored to the unique complexities of Defence super, ensuring you maximise your entitlements and plan confidently for retirement.

Why Choose Us for Australian Defence Force Super Frankston

Navigating the ADF Super scheme alone can be daunting. Understanding employer contributions, preservation rules, retirement structures, and how this ties in with DVA benefits can be confusing. Veteran Capital specialises in Defence financial support, offering personalised guidance based on real Defence experience. We take the time to understand your service history, goals, and future plans, ensuring you fully maximise every entitlement. With transparent advice and a veteran-focused approach, your ADF Super becomes simple, manageable, and aligned with your long-term objectives.

Our Australian Defence Force Super Frankston Services

We provide comprehensive support across all areas of ADF Super, including:

  • Benefit and entitlement explanations tailored to your rank, service length, and transition plans. 
  • Superannuation guidance covering contributions, investment options, and retirement planning. 
  • Transition support to ensure benefits continue smoothly after discharge. 
  • Financial planning assistance aligning ADF Super outcomes with long-term goals. 
  • Clarity on preservation rules, Invalidity Benefits, and payout structures to empower confident decision-making. 

Australian Defence Force Super Frankston – How It Works

  1. Members contribute to ADF Super throughout their service. 
  2. The Commonwealth provides employer contributions based on service eligibility. 
  3. Your super grows over time through contributions and investment returns. 
  4. Benefit access depends on age, preservation status, and discharge type. 
  5. Veteran Capital guides you step-by-step, ensuring you understand what is accessible and when. 

Benefits of Working with Us

  • Veteran-focused advice from experienced Defence professionals. 
  • Clear, jargon-free guidance tailored to your situation. 
  • Expertise in contributions, investment options, and employer calculations. 
  • Support for transitioning members, including rollover options and Invalidity benefits. 
  • Financial strategies that incorporate superannuation, insurance, and retirement planning. 

FAQs About Australian Defence Force Super Frankston

  1. What is ADF Super? A superannuation scheme for members joining from 1 July 2016. 
  2. Does the Commonwealth pay employer contributions? Yes, based on your service. 
  3. Can I choose investment options? Yes, tailored to your goals. 
  4. What happens on transition out of the ADF? Keep your account or roll into another fund. 
  5. Is ADF Super different from MSBS? Yes, ADF Super is an accumulation fund; MSBS is closed to new members. 
  6. Can I access my super early? Only under specific preservation conditions. 

Get Started with Australian Defence Force Super Frankston Today

If you’re ready to understand and maximise your ADF Super in Frankston, Veteran Capital is here to guide you. Call 0460 003 557 today for personalised, Defence-focused financial advice that secures your future.

 

About Us

Let us empower you and your family to confidently make impactful financial decisions

Veteran Capital is a Veteran Owned and Operated business was established to help Veterans and their families achieve financial security through education, awareness, and tailored advice.

We work with you and your family to help you understand and navigate the complexities of the various unique benefits and entitlements made available to our community.

We specialise in all aspects of Military Benefits and Entitlements ranging from Military Superannuation Schemes (ADF Super, MSBS and DFRDB), Department of Veterans Affairs (PI, SRDP and DHOAS), ADF Conditions of Service (HPAS, HPSEA, Salary Packaging) and Holistic Financial Advice (Investments, Superannuation, Retirement Planning, Insurances and Estate Planning).

We have firsthand experience navigating the unique and complex financial ecosystem that Veterans and their families are confronted with during and after their service.

You can trust the team at Veteran Capital to have your six at every step of your financial journey.
About Us

Let us empower you and your family to confidently make impactful financial decisions

Veteran Capital is a Veteran Owned and Operated business was established to help Veterans and their families achieve financial security through education, awareness, and tailored advice.

We work with you and your family to help you understand and navigate the complexities of the various unique benefits and entitlements made available to our community.

We specialise in all aspects of Military Benefits and Entitlements ranging from Military Superannuation Schemes (ADF Super, MSBS and DFRDB), Department of Veterans Affairs (PI, SRDP and DHOAS), ADF Conditions of Service (HPAS, HPSEA, Salary Packaging) and Holistic Financial Advice (Investments, Superannuation, Retirement Planning, Insurances and Estate Planning).

We have firsthand experience navigating the unique and complex financial ecosystem that Veterans and their families are confronted with during and after their service.

You can trust the team at Veteran Capital to have your six at every step of your financial journey.
Our Services

Supporting Veterans and their families with expert, tailored financial advice.

At Veteran Capital, our services are designed to simplify the complex financial world for Veterans and their families. From military superannuation schemes to DVA benefits, we provide tailored guidance every step of the way. Our goal is to ensure clarity, confidence, and long-term financial security. Explore our specialised services below to see how we can support your journey.
  • TRANSITION ADVICE
  • DVA PERMANENT IMPAIRMENT
  • DVA SPECIAL RATE DISABILITY PENSION
  • HOLISTIC FINANCIAL ADVICE
VETERANS TRUST

Why Choose Us?

Advice built on trust, experience, and understanding.
Veteran-Owned & Operated
We understand your journey because we’ve lived it ourselves.
Specialised in Military Super
Expertise across DFRDB, MSBS, and ADF Super schemes.
DVA Benefits Knowledge
Clear guidance through complex entitlements and claims.
Holistic Financial Advice
Tailored strategies that cover every aspect of your financial life.
Trusted by Veterans & Families
A proven track record of delivering real results.
Commitment to Your Future
Dedicated to securing financial stability and peace of mind.
Veteran-Owned & Operated
We understand your journey because we’ve lived it ourselves.
Specialised in Military Super
Expertise across DFRDB, MSBS, and ADF Super schemes.
DVA Benefits Knowledge
Clear guidance through complex entitlements and claims.
Holistic Financial Advice
Tailored strategies that cover every aspect of your financial life.
Trusted by Veterans & Families
A proven track record of delivering real results.
Commitment to Your Future
Dedicated to securing financial stability and peace of mind.

Take Control of Your Financial Future

Speak with our team of experienced advisors who understand the unique needs of Veterans and their families. Together, we’ll build a plan to secure your financial confidence and peace of mind.
Call Any Time
Questions

Frequently Asked Questions

1
What is the difference between DFRDB, MSBS, and ADF Super?
What is the difference between DFRDB, MSBS, and ADF Super? DFRDB is a defined benefit scheme closed to new entrants since 1991, MSBS is a hybrid scheme (part defined benefit, part accumulation) closed since 2016, and ADF Super is a fully accumulation-based fund for those who joined after 1 July 2016.
2
How do I know which military super scheme I belong to?
It depends on when you joined the ADF (or changed from reservist status) and whether you've had breaks in service. Defence’s Superannuation & Pay & Conditions department can help you determine your scheme.
3
What entitlements am I eligible for under the Department of Veterans’ Affairs (DVA)?
Entitlements may include service pensions, disability or incapacity payments, medical care and allied health cover, rehabilitation programs, and special payments depending on your service history and specific circumstances. Veteran Capital can guide you through what you may be eligible for. (Internal reference)
4
Can I combine or transfer benefits from one scheme to another?
Some sections (like accumulation components) of certain schemes may be portable or transferable; however, defined benefit components usually are not transferable. Each situation is different, so we review your service history to see what’s possible.
5
How does leaving the ADF affect my financial and superannuation position?
Transitioning out of the ADF often triggers key decisions: what to do with your existing super scheme, whether to commute any pension, how to maximise benefits, how DVA entitlements kick in, and how your financial plan needs to adapt for civilian income. We provide support to plan this well in advance.
6
What fees or costs are involved when working with Veteran Capital for advice on my super or entitlements?
We aim to be transparent: any fees for advice are disclosed up-front. Depending on what services you need (super review, entitlement claims, investment advice etc.), there may be different structures (flat fee, percentage of assets, or hourly rate). We’ll provide you a clear quote before any work begins. (Internal reference).
Call Any Time
OUR BLOGS

News And Updates

Reviews

Happy Customer Thoughts

REACH US

Enquire Now

Want to get in touch? we'd love to hear from you.here's how you can reach us